Redacted example of an actual report sent by Rent North East.
Original report layout retained. Identifying details, financial identifiers, private documents and photograph contents have been removed. Recorded findings reflect the historical report, not current case status. Automated analysis in the original is reproduced as historical content, not a current approval recommendation.

Tenancy Application Report

Comprehensive Applicant Assessment

📍 [PROPERTY ADDRESS REDACTED]

📅 Application Date

[DATE REDACTED]

💷 Rent PCM

[AMOUNT REDACTED]

💰 Deposit

[AMOUNT REDACTED]

🏠 Move-in Window

[DATE REDACTED] to [DATE REDACTED]

👥 Total Occupants

[NUMBER REDACTED] Adults, [NUMBER REDACTED] Dependants

🌐 Submission IP

[IP ADDRESS REDACTED]

🧠 AI Analysis Summary

The applicants are two adults with a child seeking to rent a property at [AMOUNT REDACTED] per month, with a total annual household income of approximately [AMOUNT REDACTED]. Their employment history shows recent transitions and limited part-time income, and they lack independent rental history as both have resided in family homes. A homeowner guarantor has been provided, and the property requires repairs to a cracked back door.

⚠️ Outstanding Items:

• The total household income is significantly low relative to the rental obligation.

• Lack of previous professional rental references for both applicants.

• Requirement for repairs to the property's back door prior to move-in.

• Employment for the primary applicant is very recent, starting after the application date.

👤Applicant Details

Applicant A

Lead Applicant

[EMAIL REDACTED]

Phone

[PHONE REDACTED]

Date of Birth

[DATE REDACTED]

Employment Status

Permanent Part-Time

Employer

Employer A

Annual Income

[AMOUNT REDACTED]

Applicant B

Additional Occupant

[EMAIL REDACTED]

Phone

[PHONE REDACTED]

Date of Birth

[DATE REDACTED]

Employment Status

Employed – expected to continue

Employer

Employer B

Annual Income

[AMOUNT REDACTED]

🏡Complete Address History

[ADDRESS REDACTED]

[DATE REDACTED] → Present • [RELATIONSHIP REDACTED]

⚠️ Not on Credit File

⚠️ No reference provided

[ADDRESS REDACTED]

[DATE REDACTED] → [DATE REDACTED] • [RELATIONSHIP REDACTED]

✓ On Credit File

⚠️ No reference provided

[ADDRESS REDACTED]

[DATE REDACTED] → Present • [RELATIONSHIP REDACTED]

⚠️ Not on Credit File

⚠️ No reference provided

🔧 Works Required Before Move-In

the back door bottom right panel is cracked and broken

👶Children / Dependants

Total: [NUMBER REDACTED] Child

[NUMBER REDACTED]

Child [REDACTED]

Born: [DATE REDACTED]

🏠Landlord References

Landlord Reference

Not Required

[ADDRESS REDACTED]

✓ verified

Paid on Time

N/A

Property Condition

N/A

Would Rent Again

N/A

Landlord Reference

Not Required

[ADDRESS REDACTED]

✓ verified

Paid on Time

N/A

Property Condition

N/A

Would Rent Again

N/A

Landlord Reference

Not Required

[ADDRESS REDACTED]

✓ verified

Paid on Time

N/A

Property Condition

N/A

Would Rent Again

N/A

💼Employer References

Employer Reference

Employer B

✓ received

Employer Reference

Employer A

✓ received

Position

Direct Manager

Annual Salary

[AMOUNT REDACTED]

Start Date

[DATE REDACTED]

📊Credit File Analysis

Credit File: Applicant B

Credit Score

[NUMBER REDACTED]

Total Outstanding

[AMOUNT REDACTED]

Active Accounts

[PRIVATE ACCOUNT / TRANSACTION DETAILS REDACTED]

Credit File: Unlinked

Credit Score

[NUMBER REDACTED]

Total Outstanding

[AMOUNT REDACTED]

Active Accounts

[PRIVATE ACCOUNT / TRANSACTION DETAILS REDACTED]

🏦Income & Affordability Analysis

Bank Statement: Applicant A

Income/mo

[AMOUNT REDACTED]

Spend/mo

[AMOUNT REDACTED]

Current Rent

Not identified

Disposable

-[AMOUNT REDACTED]

Closing Balance

[AMOUNT REDACTED]

⭐ Key Highlights

Single outgoing payment noted; no income recorded during this short period. High liquid savings relative to requested rent.

✓ Affordability Assessment

While the monthly cash flow for this specific period is negative due to a lack of income, the applicant maintains a strong closing balance of [AMOUNT REDACTED]. Given the substantial savings, the applicant remains in a comfortable position to afford the rent of [AMOUNT REDACTED].

💵 Income Sources

None identified in statement period

Bank Statement: Applicant A

Income/mo

[NUMBER REDACTED]

Spend/mo

[NUMBER REDACTED]

Current Rent

Not found

Disposable

[NUMBER REDACTED]

Closing Balance

[NUMBER REDACTED]

⭐ Key Highlights

Monthly income is significantly lower than expenditure. Significant savings buffer maintained throughout the month.

⚠️ Affordability Assessment

The applicant has limited monthly income ([AMOUNT REDACTED]) relative to their expenditures ([AMOUNT REDACTED]), resulting in a negative monthly cash flow. However, the closing balance remains healthy at over [AMOUNT REDACTED] which serves as a safety net. Affordability for a [AMOUNT REDACTED]/month rent is considered marginal/insufficient based on income alone.

💵 Income Sources

[PRIVATE ACCOUNT / TRANSACTION DETAILS REDACTED]

Bank Statement: Applicant A

Income/mo

[AMOUNT REDACTED]

Spend/mo

[AMOUNT REDACTED]

Current Rent

None identified

Disposable

[AMOUNT REDACTED]

Closing Balance

[AMOUNT REDACTED]

⭐ Key Highlights

Healthy closing balance of [AMOUNT REDACTED]; no evidence of high-risk transactions; income is derived primarily from internal transfers and private payments.

✓ Affordability Assessment

The applicant has a strong closing balance and high disposable income relative to the [AMOUNT REDACTED] monthly rent requirement, making the rent highly affordable.

💵 Income Sources

[PRIVATE ACCOUNT / TRANSACTION DETAILS REDACTED]

🛡️Guarantor Information

Guarantor [REDACTED]

[RELATIONSHIP REDACTED]

⏳ submitted

[EMAIL REDACTED]

Phone

[PHONE REDACTED]

Postcode

[POSTCODE REDACTED]

Property Address

[ADDRESS REDACTED]

✓ ID Document

✓ Proof of Ownership

✓ Land Registry

👁️ Witness Details

Name

Witness [REDACTED]

[EMAIL REDACTED]

Phone

Not provided

🔍Document Verification & Admin Notes

Credit File

Applicant B

⏳ pending

✓ Verification Method:

third_party

Land Registry - Guarantor Property

Guarantor - Guarantor [REDACTED] ([ADDRESS REDACTED])

✓ approved

✓ Verification Method:

Land Registry API

📋Complete Submitted Answers

Property Address

[PROPERTY ADDRESS REDACTED]

Monthly Rent

[NUMBER REDACTED]

Deposit Amount

[NUMBER REDACTED]

Is Student

No

Has Deposit Help

No

White Goods Included

Yes

White Goods List

washing machine oven/ cooker  and fridge/freezer

Furnishing Status

Unfurnished

Viewing Type

In-person viewing

Needs Cleaning

Yes

Works Required

Yes

Works Description

the back door bottom right panel is cracked and broken

Number Of Adults

[NUMBER REDACTED]

Has Pets

No

Is Smoker

No

Number Of Dependants

[NUMBER REDACTED]

Has Issues

No

Signature

Applicant A

Signed At

[DATE REDACTED]

Has Reserved

Yes, I have reserved it

Reservation Proof Url

[PRIVATE LINK REMOVED]

📁All Documents on File

📄	Credit File Applicant B • ⏳ pending

📄	Land Registry - Guarantor Property Guarantor - Guarantor [REDACTED] ([ADDRESS REDACTED]) • ✓ approved

📄	Guarantor Witness ID Guarantor Witness - Witness [REDACTED] • ⏳ pending

📄	Guarantor Proof of Ownership Guarantor - Guarantor [REDACTED] • ⏳ pending

📄	Guarantor ID Guarantor - Guarantor [REDACTED] • ⏳ pending

📄	credit_file Unlinked • ⏳ pending

📄	bank_statements Applicant A • ⏳ pending

📄	bank_statements Applicant A • ⏳ pending

📄	bank_statements Applicant A • ⏳ pending

Report generated: [DATE REDACTED]

Application Reference: [REFERENCE REDACTED]

📎 Supporting Documents ([NUMBER REDACTED])

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